Business units

Financial Service Providers

Credit Platform

The Credit Platform business unit combines all subsidiaries whose direct or indirect purpose is to generate growth for the credit platform:

The Hypoport Group uses its EUROPACE B2B financial marketplace – the largest transaction platform – to sell financial products through its subsidiaries Hypoport Mortgage Market Ltd. and Europace AG to private clients. A fully integrated system links a large number of banks and insurers with several thousand financial advisors, thereby enabling products to be sold swiftly and directly.

Besides EUROPACE, the business unit includes the providers of the sub-marketplaces for the regional banks: GENOPACE GmbH was launched in 2008 as an internal coordinating intermediary for Germany’s cooperative banking sector. FINMAS GmbH is a subsidiary set up in 2009 in collaboration with Ostdeutscher Sparkassenverband (OSV), the association of eastern German savings banks, and acts as the financial marketplace for the members of the Savings Banks Finance Group. The B2B distribution companies Starpool GmbH and Qualitypool GmbH, which operate in the mortgage finance business, and HypService GmbH, a provider of real estate valuation services, are also assigned to the Credit Platform business unit.

Private Clients

The Private Clients business unit consists of Hypoport’s subsidiaries that offer financial services for consumers and develop the technology required to do so.

In the Private Clients division, Dr. Klein Privatkunden AG distributes mortgage finance and other financial products to consumers.

Customers‘ interest is aroused on the internet, while subsequent advice is provided by highly qualified financial advisors on the telephone or, more often, in face-to-face meetings. With the aid of software solutions, the Private Clients unit selects the best products for each client from a broad selection of all appropriate banks and insurance companies. This comprehensive advice private clients with benefits in terms of efficiency and the quality of the product range.

Vergleich.de Gesellschaft für Verbraucherinformation mbH distributes financial products in the categories of mortgage finance, consumer loans and basic banking products (e.g. instant-access accounts) via an online comparison service.

Institutional_Clients

Institutional Clients

DR. KLEIN Firmenkunden AG has been a major financial service partner to housing companies and commercial property investors since 1954. This business unit provides its institutional clients in Germany with a fully integrated service comprising expert advice and customised solutions in the areas of financial management, portfolio management, and insurance for business customers.

Hypoport B.V., based in Amsterdam, provides EUROPACE for issuers software which helps banks with the analysis and reporting of securitised or collateralised loan portfolios.

Insurance Platform

The new Insurance Platform business unit brings together all of the Hypoport Group’s activities relating to insurance technology. The Insurance Platform business unit operates Smart InsurTech AG, a platform for advice, comparison of tariffs and the administration of insurance policies, and the insurance software firms NKK Programm Service AG, INNOSYSTEMS GmbH and Maklersoftware GmbH.

The business unit also incorporates the B2B distribution companies for insurers, INNOFINANCE GmbH and the insurance unit of Qualitypool GmbH. It thus contains all business models aimed at generating growth for the insurance platform.